Saturday, August 24, 2013

How To Find The Best Low Cost Health Insurance Today!


If you're employed part-time or full-time you more than likely have health insurance coverage through your employer. If you're not employed or your employer doesn't provide coverage for one reason or another then you have to buy your policy with your own funds and hopefully find the best low cost health insurance.

If you're self-employed or work in a job that doesn't offer any coverage then you are forced to buy your own health care insurance, either as an individual or for your family, to make sure all of your medical costs are taken care of. You will want to contact companies that offer low cost options for each of the three types of insurance in the marketplace. They are HMO, PPO and indemnity protection.

Whether you shop online or offline you want to shop around for the best health insurance quote. You will want to weigh your low cost concerns with your medical coverage needs.

So if you're thinking about having a baby within the next couple of years, make sure to choose a policy that covers maternity care. If you're in reasonably good health and don't take medicines or any drugs, you might consider taking out a less expensive policy that has no prescription drug coverage.

When you find the plan that seems right for you, make sure to look over the policy. If you don't understand any of the policy language or the coverage make sure you go over it with someone who does understand it.

You'll want to ask what the procedure is if you need to submit a claim and what paperwork you'll need to fill out. If you have a regular doctor that you want to see under you new health plan then make sure the visits to the doctor are covered. If you like to travel anywhere in the country or have close family members who live in other parts of the US then make sure that you'll be covered when you travel. This travel insurance add-on can come in handy.

If you need help finding the best low cost health insurance quote you'll find the cost can vary quite a bit. It's a good idea to get several quotes from companies online before you make a decision.

Some companies offer an online service so you can get quotes from several different insurance companies at one time. They usually work with some of the most well known companies to help you find the best low cost health insurance for you and/or your family. It's easy to do and saves a lot of time. This is the best way to get good quotes because you can compare them fast and eliminate those that don't need your needs.

Get Pregnant Fast - Tips to Increase Fertility


If you have been trying to get pregnant without success, then there are several tips and tricks that you need to know to boost your chances. You see, fertility is not merely determined by chance. The little known fact is that there are numerous fertility enhancing techniques that you can implement today that can greatly increase your chances of having a baby.

Tip #1 - Have Sex Often

Ovulation is the only period in which you can become pregnant, but many women misunderstand this fact to mean that they should only try to conceive during that period. This is a reasonable idea, but the truth is that no woman can precisely predict when she will ovulate. While it is often said that two weeks after your last period is when you will probably ovulate, this is by no means an accurate indicator of your most fertile time of the month. So, in order to cover your bases, attempt to have sex often. If you and your spouse engage in sexual activities around three times per week, then you can significantly boost your chances of getting pregnant.

Tip #2 - Consult Your Doctor

One of the primary causes of fertility problems is an infection of the reproductive system. These infections may persist undetected for months or years, all the while causing significant damage to your reproductive organs. The most frequent types of infection that can prevent conception are in the form of STDs. If you and your spouse have been trying for more than six months and have failed to conceive a baby, definitely make an appointment to see your physician. Many STDs can be cured or treated with modern medicines, which should restore your fertility to a degree required to get pregnant.

Tip #3 - Avoid Tobacco and Alcohol

Occasionally ladies are not cognizant of how their daily routines or habits affect their reproductive health. If you are trying to get pregnant, absolutely avoid smoking or drinking. Not only do these types of activities affect your ability to conceive a child, but they may also be damaging to an unborn child if you do happen to conceive. It usually takes several weeks after getting pregnant for the results to show on a pregnancy test, and you don't want to be subjecting your baby to the damaging effects of alcohol or nicotine during that time.

Tip #4 - Enjoy Your Romantic Encounters

Some specialists argue that a woman's mood plays a significant role in her ability to get pregnant. While this has not been proven, it doesn't hurt to make sex fun for you and your partner. Not only are sexual encounters likely to become more frequent if they are fun, but who knows... you may find yourself more fertile as well!

Tip #5 - Keep At It

Most women are able to conceive within one year of first trying to get pregnant. But if you do not fall into this category, there is no reason to panic. There are numerous effective fertility treatments, and odds are that at least one of those treatments will help you get pregnant. Consult your physician for more information on available medical assistance.

The Effects of Compensation on Employees Work Performance


HRM strives to achieve organizational goals and the goals of employees through effective personnel programs policies and procedures. Successful performances of the personnel function can greatly enhance the bottom line of any organization. The personnel practitioners however are challenged more today than at any time in the history by a changing and more demanding labor force that has high expectation about the work place. At the same time, rapidly advancing technologies and outside influences are changing the nature of our jobs. It is thus more critical and more difficult to maintain a work environment that motivates and satisfies Human Resources.
 
Edward flippo states: "personnel management is the planning, organizing, directing and controlling of the procurement, development compensation, integration, maintenance and separation of human resources to the end that individual, organizational and societal objectives are accomplished."
 
According to Wayne. F. Cascio "Compensation which includes direct cash payment, indirect payments in the form of employee benefits and incentives to motivate employees to strive for higher levels of productivity is a critical component of the employment relationship. Compensation affected by forces as diverse as labor market factors. Collective bargaining, government legislation and top management philosophy regarding pay and benefits"     

Compensation may be defined as money received for the performance of work plus many kind of benefits and services that organizations provide their employee.

Compensation is recompense, reward, wage or salary given by an organization to persons or a group of persons in return to a work done, services rendered, or a contribution made towards the accomplishment of organizational goals. Wage, dearness allowance, bonus and other allowance are examples of monetary compensation, while good accommodation, children education, transport facilities, subsidized ration of essential commodities, etc. come under non-monetary compensation. In short, wage paid to collar workers or salaries paid to white collar employee can be classified as compensation.

A good compensation package is a good motivator. Hence, the primary responsibility of the HR manager is to ensure that the company's employees are well paid.

OBJECTIVES OF COMPENSATION:

To attract capable applicants. To retain current employee so that they don't quit. The employee is motivated for better performance. Reward desired behavior. To ensure equity. To control cost.Facilitate easy understanding by all i.e. employee operating manager and HR personnel

BASIC COMPENSATION
 
WAGE:
The remuneration paid, for the service of labour in production, periodically to an employee/worker. Wages means any economic compensation paid by the employer under some contract to his workers for the services rendered by them. Usually refer to the hourly rate paid to such groups as production and maintenance employees' wages include family allowance, relief, pay, financial support etc.

SALARY:
Salary is influenced by the size of a company by the specific industry, and in part by the contribution of the incumbent to the process of decision-making. Salary refers to the weekly or monthly rates paid to clerical, administrative and professional employees. Salary is determined by mutual agreement between the individual and the employer.

INCENTIVE:
An incentive scheme is a plan or programs to motivate industries or group performance. An incentive program is most frequently built on monetary, but may also include a variety of non- monetary rewards or prizes.

DETERMINATS
The effective use of incentives depends on three variables. They are:
1. The individual.
2. The work situation.
3. The incentive plan.

Factors influencing compensation:
1. Organization's capacity to pay
2. Prevailing pay and benefits in the industry:
3. Compensation in the industry and availability of special competent personnel
4. Flexibility, i.e. kind of competencies and abilities in managers:
5. Performance/productivity/responsibilities of individual.
6. Organization philosophy such as to be leader or pay prevailing rates.
7. Qualifications and relevant experience.
8. Stability of employment and advancement opportunities.  
 
"Compensation literally means to counterbalance to offset, and to make up for. It implies an exchange. Compensation translates into different meaning among countries and even overtime".

Society View:
According to G.T Milkovich and bloom "perception of compensation differ within countries as well. Some in society may see pay difference as a measure of justice.
 
Stockholder View:
To stockholder, executive's pay is of special interest. In united state stock option are commonly believed to tie pay of executives to the financing performance of the company.
 
Employees:
Employee may see compensation as an exchange of service rendered or as a reward for a job well done. Compensation to some reflects the value for their personal skills and abilities, or the return for the education training they have acquired. The pay individual receive for the work they perform is usually the major source of personal income and financial security and hence a vital determinants of an individual economic and social well being.
 
Managers:
Managers also have a stake in compensation: it directly influences their success in two ways. First it is a major expense competitive pressure both internationally and domestically, forces managers to consider the affordability of their compensation decisions. Studies show that many enterprises labor costs account for more than 50% of total costs. Among some industries, such as service or public employment, this figure is even higher.

In addition to treating pay as an expense, a manager also treats compensation as a possible influence on employee work attitude and behavior and their organization performance. The way the people are paid affects the quality of their work, their focus on customer needs, and their willingness to be flexible and learn new skills, to suggest innovation and improvement, and even their interest in union or legal action against their employer. 
 
FORMS OF PAY

Total compensation includes pay received directly as cash (e.g., base wage, merit increases, incentives, and cost of living adjustment) or indirectly through benefits and services (e.g., pensions, health insurance, paid time off). Programs that distribute compensation to employees can be designed in an unlimited number of ways, and a single employer typically uses more than one program. The major categories of compensation include base wage, merit pay, short and long term incentives, and employee benefits and services.

Base wage
Base wage is the basic cash compensation that an employer pays for the work performed. Base wage tends to reflect the value of the work or skills and generally ignores difference attributable to individual employees. Some pay systems set base wage as a function of the skill or education an employee possesses; this is common for engineers and scientists. Periodic adjustments to base wages may be made on the basis of change in the overall cost of living or inflation, changes in what other employers are paying for the same work, or changes in experience/ performance/ skills of employees.

Incentives
Incentives also tie pay directly to performance. Sometimes referred to as variable compensation, incentives may be long or short term, and can be tied to the performance of an individual employee, a team of employees, combination of individuals, team of employees, a total business unit, or some combination of individuals, teamed unit. Performance objectives may be defined as cost savings, volume produced, quality standards met, revenues, return on investments or increased profits; the possibilities are endless.   

Long-term incentives are intended to focus employee efforts on multi year result. Top managers or professionals are often offered stock ownership or bonuses to focus on long-term organizational objectives such return on investments, market share, return on net assets and the like. Coca-Cola grants shares of stock to selected "key contributors" who make outstanding contribution to the firm's success. Microsoft, Pepsi, Wal Mart and Proctor & Gamble offer stock options to all their employees. These companies believe that having a stake in the company supports a culture of ownership. Employees will behave like owners. 

Incentives and merit pay differs. Although both may influence performance, incentives do so by offering pay to influence future behavior. Merit on the other hand, recognizes outstanding past performance. The distinction is a matter of timing. Incentives systems are offered prior to the actual performance; merit pay on the other hand, typically is not communicated beforehand. 

The national commission on labor makes the following recommendation with respect to incentives:

(a) The application of incentives schemes has usually to be selected and restricted to industries and occupations where it is possible to measure on an agreed basis, the output of workers or a group of concerned workers and maintain a substantial amount of control over its quality.

(b) Incentive schemes have to embrace as many employees of an enterprise as possible and need not be limited only to operative or direct workers.

(c) A careful selection of occupations should be made for launching incentives scheme with the help of work-study teams commanding the confidence of both the employer and employees. The incentive scheme is required to be simple so that the workers are able to understand its full implications. The employers need to ensure that external factors such as non-availability of raw material and components, transport difficulties and accumulation of stock do not exert an unfavorable impact on incentive schemes.
 
(d)   Production has to be organized in such a way, which does not provide incentive wage on one day, and unemployment on the other day- there should be a provision of the fullback wage as a safeguard against it.

(e)    According to Subramaniam, there are several prerequisites to the effective installation and operation of payment system:

a.) It should be developed and introduced with the involvement of the workers concerned in a harmonious climate of industrial relations.
b) Work-study precedes the installation of incentive programs.
c) The wage structure should be rationalized on the basis of job evaluation before devising an incentive plan.
d) The objective to be accomplished through incentives should be defined and accordingly, an attempt should be made to select a scheme, which is most suitable to accomplish them.

BENEFITS & SERVICES

The fringe benefit systems purported to develop a climate for healthy employer-employee relationship, minimize excessive labor turnover costs and provide a feeling of individual security against hazards and problems of life with a view to eventually enhancing employee loyalty to the company and improving productivity.

M.Chandra lucidly describes fringe benefits provided by the employers to their employees under the statutory provision or on a voluntary basis. The social services provided under the factories Act, 1948, in the manufacturing industries include canteen, rest shelters, cr癡che , storage or lockers, sitting arrangement, bathing and washing facilities and appointment of welfare officers, etc. other benefits include festival, year-end profit sharing, attendance and production bonuses, protective equipment's, free supply of food items on concessional rates. Social security system provides benefits such as provident fund, employees state insurance (ESI) scheme, retrenchment compensation, employment injury compensation, maternity benefits, gratuity, pension, dependent allowance and contribution toward pension and gratuity claims.

In addition, other facilities enjoyed by the workers include medical and health care, restaurants, cooperative credit societies and consumer stores, company housing, house rent allowance. Recreational and cultural services, clubs, cash assistance. Some employers also provide education, transport facilities and conveyance allowance.

Laxmi Narain points that fringe benefits are an integral part of the reward system in the public sector undertaking and relate to management motivation similar to basic compensation.

Exercise and Pregnancy - 70 Things Every Pregnant and Non-Pregnant Woman Should Know


The following are 70 things every pregnant and non-pregnant woman should know about exercise and pregnancy in general:

1. Myths surrounding exercise and pregnancy:

Exercise during pregnancy was thought to cause miscarriage, hormonal imbalance, over-stressing of the joints, redirecting blood flow away from the fetus, to the muscle, overheating the fetus, uterine bleeding, displacement or rupture of the placenta, entangled umbilical cord, breech position, increase risk of c-section, high blood pressure, abnormal genes in the baby, growth retardation, meconium-stained amniotic fluid, premature labor, prolonged labor, fetal distress, still birth, low birth weight, low apgar scores, difficulties for the baby after birth, and difficult maternal recovery after birth.

2. How the myths came and went:

Many of the myths, about the effects of prenatal exercise, were perpetuated by both the fitness and medical community out of fear and ignorance. Such myths have been dis-proven by modern medical research.

3. How exercise affects the woman's fetus:

Currently, all medical studies point to positive effects on the fetus as a result of exercising throughout the pregnancy. There are less complications during pregnancy when exercising. The woman's fetus becomes tougher, leaner, and more able to adapt and handle stress.

4. Roles of pregnancy hormones:

The following are the six hormones that are produced during pregnancy and their roles: Relaxin, is a hormone that relaxes and softens the cartilage and ligaments that support the joints to prepare the body for an easy pregnancy; Androgen, is a hormone produced in men, and helps to give the pregnant woman more strength, energy, and sex drive; Progesterone is a hormone that supports the growth of the fetus, uterus, breast, and even speeds up the metabolism. Progesterone also is responsible for fat accumulation to cushion the uterus and storage during the first and second trimester; Estrogen is a hormone that works with progesterone to maintain the pregnancy. In pregnancy, estrogen makes the uterus more elastic, softens the joints, retains fluid, and increases the size of the breast; hCG, human chorionic gonadotropin, is a hormone produced by the placenta to stimulate the ovaries to produce estrogen and progesterone; Insulin, a hormone that permits glucose to enter the muscle cells, can cause hypo or hyperglycemia in a pregnant woman if blood sugar levels are not maintained with a proper diet.

5. Diastasis Recti:

Diastasis recti (abdominal separation) occurs when the abdominal muscles are stretched out, as they are in pregnancy. Diastasis is the space in the mid abdominal region. Such separation generally occurs in the second or third trimester and is painless.

6. Dizziness and faintness in pregnant women:

When a pregnant woman feels dizzy or faint, it is usually due to poor circulation. This poor circulation may be caused by blood pooled into the legs from lying in the supine position or standing for an extended period of time.

7. Dizziness alleviation:

Use the legs to help pump blood around by moving around or walking. Remember to eat often and do not go more than four hours without having something to eat.

8. Primary reasons not to exercise during pregnancy:

The ACOG recommends that women who are pregnant, should not exercise if certain conditions or risk factors are present. Such factors include cardiac, vascular, pulmonary, and/or thyroid diseases. Other contradictions include diabetes, seizure disorder, obesity, hypertension, anemia, and problems with the back, joints, and/or muscles.

9. Pregnancy induced hypertension:

A woman who suffers from pregnancy induced hypertension is in a high-risk pregnancy and should not take part in a regular exercise program. Some light exercises and slow-moderate walks may be performed.

10. Best method for a pregnant woman to measure exercise intensity:

Due to the fact that the resting heart rate of a pregnant woman can rise up to twenty beats per minute over normal levels, measuring exercise intensity with heart rates will simply not work. The rate of perceived exertion should be used to measure exercise intensity because it involves listening to one's body and is easy to use.

11. Ten workout guidelines for beginners:

  1. Start slowly and gradually increase exercise intensity.

  2. Consult with a doctor, and get written permission before beginning any exercise program.

  3. After each workout, cool down and stretch slowly and carefully.

  4. Listen to your body and change the program as you see fit.

  5. Move your legs and walk around between exercises.

  6. Do not exercise in hot or humid weather.

  7. Practice proper posture, alignment, and muscle control.

  8. Avoid interval training.

  9. Get a complete physical before you start any exercise program.

  10. Do not exercise at altitudes of 8,000 ft or higher.

12. Benefits of strength training during pregnancy:

Strength training will improve muscle tone and strength. The added strength can aid in carrying the added weight of pregnancy, improve stability, balance, energy, sense of well-being and self-esteem. The threshold for pain will also be improved.

13. Popular sports and activities pregnant women should avoid:

Gymnastics, roller skating, snowboarding, softball, soccer, and volleyball.

14. Three basic exercises to include in an exercise program:

Kegels, Abdominal Pulses, and Pelvic Tilts.

15. How to do Kegels, Abdominal Pulses, and Pelvic Tilts:

Kegels- Visualize the pelvic floor muscles, starting at the anus. Squeeze the muscles around the anus tightly. After a few times, focus on the sphincters around the opening of the vagina. Squeeze them tightly and then relax. Then squeeze and pull the perineum in and up, holding as long as possible before relaxing. Remember to exhale as you squeeze and pull up, and inhale as you release.

Abdominal Pulse- Begin by sitting on the buttocks with the legs crossed up against your wall or bed. Inhale and let your lungs expand with air. Relax the abdominal muscles. Exhale and contract the abdominal muscles tightly by pulling them in. Repeat for ten to fifty repetitions for two sets.

Pelvic Tilts- This exercise can be performed supine, standing, seated, side lying, on all fours, or on a ball. Begin by sitting on the ball and walking forward, rolling with it until the shoulders and head are resting on top of the ball. Pull the abdominal muscles in and contract your glutes as you tilt your pelvis forward to round the lower back and exhale. Perform ten repetitions for two sets.

16. Three exercises to help pregnant women stretch the lower back:

Pelvic Tilt, Cat Stretch, Opposite Arm and Leg Raise.

17. Physical and psychological effect of confined bed rest:

After just twenty-one days of total bed rest, the body deconditions by twenty-five percent. Psychological effects include depression, anxiety, low self-esteem, and a negative mentality.

18. Not confined to bed rest, but still considered high risk:

Chronic hypertension, thyroid, cardiac, vascular, or lung disease, fetus in the breech position, anemic, and a mother carrying twins.

19. How posture, stretching, relaxation, breathing, and yoga are beneficial:

Practicing good posture will decrease the strain on the musculoskeletal system. Yoga and stretching lengthen the muscles, improve posture, and aid in relaxation. Breathing techniques help to expand lung capacity, helping to offset the pressure of the growing uterus on the lungs.

20. Advice for women experiencing neck and shoulder pain:

Strengthen the upper back and neck; Stretch the chest; Stretch the neck forward, to the sides, and in half-circles from one shoulder to the other; Use a firm mattress; Wear a bra at night; Get neck and shoulder massages; Use hip mobility exercises; For severe pain, walk with crutches until pregnancy is over.

21. Five yoga positions a pregnant woman may want to avoid:

Avoid shoulder stands, down dog, back bends, plow pose, and seated forward bends.

22. Diaphragmatic breathing:

Sit comfortably in a chair while holding the belly button with both hands. Breath in and concentrate on slow inhalation, letting the chest and abdominal cavity fill with air. Expel the air out slowly, and feel the abdomen deflate.

23. Possible result of women having very low body fat before and/or during pregnancy:

If a woman has very low body fat before and/or during pregnancy, her estrogen production may decrease, which could cause infertility or even miscarriage. If fat is extremely limited, the mother will use protein sources for energy and that can inhibit the proper development of the baby.

24. Weight gain distribution of 24-28 pounds in a pregnant woman:

Forty percent of the weight gain is accounted for by the fetus, and the other sixty percent is from maternal change. Most of the weight that is gained is extra water. Much of the necessary maternal fat gain is deposited internally and externally in the pelvic and abdominal region during the first trimester. The baby will accumulate its own fat and fat cells during the last ten weeks of pregnancy.

25. Morning sickness:

Morning sickness is a physical reaction to the hormonal influx and other changes your body is experiencing. This may increase estrogen levels and, in turn, increase sensitivity to certain smells which may cause nausea. A high intake of complex carbohydrates and protein can help decrease nausea. Eating smaller meals more often will also help and vitamin B6 has been shown to alleviate morning sickness.

26. Why a pregnant woman should avoid hair coloring and chemicals:

It is important that pregnant women do not use hair coloring and other chemicals because they can be toxic to the unborn baby. Do not inhale or let chemicals touch the skin.

27. Suggested servings of water when pregnant:

A pregnant woman should drink at least 10 cups of water throughout the day because dehydration can increase body temperature, slow blood and nutrient flow to the baby, and cause premature labor.

28. Most important vitamin to stock up on before conceiving:

Folic acid is the most important vitamin to stock up on before conceiving. The body needs to have enough folate in storage before implantation of the fertilized egg in order to prevent spinal and brain deformations called neural tube effects.

29. Reconsidering consumption of milk as part of an everyday diet:

Milk, non-fat or full fat, it may exacerbate and/or contribute to a variety of problems, such as heart disease, cancer, arthritis, migraines/headaches, allergies, colds, asthma, ear infections, thyroid and metabolic problems, behavioral problems, skin problems, fluid retention, bloating, abdominal cramps, and osteoporosis.

30. Five benefits of exercising during pregnancy:

Exercise, during pregnancy, increases blood volume, heart chamber volumes, maximal cardiac output, blood vessel growth, the ability to dissipate heat, and the delivery of oxygen and nutrients to the tissues.

31. Bone density, muscle tone and ligament integrity during pregnancy:

During pregnancy bone density is maintained and ligaments relax while changes in muscle function are unclear.

32. Several early pregnancy issues:

Several early pregnancy issues include miscarriage and congenital defects. Miscarriages are basically spontaneous abortions of the fetus and are common. Congenital defects are due to abnormal development of the placenta.

33. Steps to avoid miscarriage:

Stay hydrated, eat multiple meals throughout the day, and exercise regularly.

34. How exercise affects fertility:

Exercise has not been shown to decrease fertility in women, but actually slightly increases fertility.

35. Physiological effects of beginning an exercise program during pregnancy:

Starting a regular fitness program during pregnancy increases birth weight unless the volume of exercise is very high. Starting exercise in the second month reduces birth weight and newborn fat mass, but only if exercise intensity and frequency are very high.

36. Regular exercise and premature birth:

Continuing a regular, vigorous exercise throughout pregnancy does not increase the incidence of either membrane rupture or premature birth.

37. Active pregnant women vs sedentary:

Women who exercise tend to be leaner both during and after the pregnancy and recover faster than sedentary women.

38. Can women continue exercise throughout pregnancy:

Yes, women can continue to exercise throughout their pregnancy and in fact should, but if exercise is suddenly stopped mid or later in pregnancy the baby could become "fatter" than normal babies. This should not happen if regular exercise is continued for the entire pregnancy.

39. Psychological benefits of exercise for pregnant women:

Pregnant women who exercise regularly tend to maintain a positive attitude about themselves, their pregnancy, and their soon to be labor and delivery.

40. Positive points to implement:

Remember that you will come out of your pregnancy leaner than most sedentary women if you continue to regularly exercise throughout the pregnancy. Not only that, but your baby will be stronger, leaner, and more able to adapt to its surroundings if regular exercise is continued throughout pregnancy.

41. Four big contra-indications to exercise:

The big four contra-indications to exercise are injury, disease, pain, and bleeding.

42. Spontaneous patterns of exercise performance after birth:

There were many active women who resumed exercising within the two weeks following the birth of their child. Many of these active women, within the first year after birth, returned to their formal pre-pregnancy fat levels and even exceeded pre-pregnancy exercise performance levels. It is okay to exercise after pregnancy if it does not hurt or make the women heavily bleed.

43. Key points for exercise during the first six weeks after birth:

The woman should exercise 3 or more times a week; all exercises should feel good and enhance her sense of well-being; adequate rest is essential.

44. Key rules for exercise after pregnancy:

Be sure that the amount of exercise is enough, but not too much; be sure that the exercises feel good; pay attention to the little things; do not chart your performance progress; do not ignore fatigue or pain.

45. Three "absolute contra-indications" to exercise after pregnancy:

Bright red bleeding that last for several hours. If it hurts anywhere then stop, and breast infection or abscess.

46. Instructions and safety concerns for both the mother and baby:

Focus on monitoring performance, well-being, and the growth and development of the baby. One concern is milk production and can be used as an index for monitoring the growth and development of the baby.

47. How exercise has been proven to be a stress reliever:

Just taking walks on most days of the week can elevate your mood and prepare your body for the changes that occur in pregnancy. Other aerobic activities also relieve stress.

48. Stability:

Stability is the capacity of the body to maintain or return to a state of equilibrium. Exercising before, during, and after pregnancy helps to improve stability.

49. "Move from the core"

The phrase "move from the core" refers to when the deep muscles of the spine and the abdominal muscles that support the spine react quickly to the changes in movement which respond first in keeping the spine aligned.

50. Why the kegel exercise is important for the expecting mother:

Kegel exercises help to strengthen the pelvic muscles, which in return help to prevent urine leakage during and after pregnancy, as well as restoring muscle tone after delivery. If a pregnant woman should avoid strengthening the pelvic floor muscles, she may experience bowel and bladder incontinence problems later in life. It is for the above reasons that kegel exercises are the most important exercises a pregnant woman can ever do.

51. Why blood pooling is dangerous and what can be done:

Blood pooling is dangerous, because it shifts blood flow away from the internal organs and puts additional stress on the heart, causing less oxygen to travel to the brain and the fetus. This could cause pregnant women to feel faint or even pass out. To avoid blood pooling, it is important that the legs are in motion when not exercising to increasing blood flow back up to the heart. An effective cool-down helps to reestablish circulation and prevent blood pooling.

52. Four common changes during early pregnancy:

1. The pregnancy hormones tend to slow the digestive system.

2. The pressure from the enlarged uterus relaxes the pelvic floor muscles.

3. Emotions are affected by the new pregnancy hormones.

4. The growing uterus puts pressure on the diaphragm.

53. How a pregnant woman can reduce the incidence of nausea:

The incidence of nausea can be reduced by doing the following: Eating small, frequent meals throughout the day which will help prevent over-distending of the stomach while providing the much-needed nutrients; take prenatal vitamins with evening meal so, if they upset your stomach, it is while you sleep; keep crackers by the bedside to snack on in the morning; eat calcium-rich foods; suck on ice cubes; sniff or suck on lemons; wear a sea-band; place three fingers on your right hand on the inner aspect of your left wrist with the ring finger of the right hand directly over the wrist and hold firmly.

54. Reducing constipation during pregnancy:

Constipation and eventually hemorrhoids are caused by the increase in progesterone which slows the digestive tract. Drinking eight to ten glasses of water a day along with eating high fiber foods should help relieve constipation. Exercising also helps to relieve constipation.

55. Steps to take to reduce leg cramps during pregnancy:

The primary cause of leg cramps in pregnant women is slowed circulation, calcium deficiency, and consuming too many carbohydrate drinks. For leg cramps at night, place a pillow between the knees to help improve circulation. For calcium deficiency caused cramps, be sure to consume adequate amounts of calcium in your diet or take a calcium supplement. Vitamin C may also help to prevent leg cramps. If you feel cramping, flex the foot of the affected leg so the toes point toward the head. If cramping persist or is hot to touch then seek medical advice.

56. Three tips to help reduce water retention during pregnancy:

1. Avoid ingesting large amounts of sodium.

2. Perform ankle circles throughout the day.

3. Whenever possible prop feet up on a chair or stool.

57. Pregnancy gingivitis and how it can be avoided:

Pregnancy gingivitis is when the gums swell and bleed which may lead to infection and discomfort. To prevent gingivitis brush your teeth at least twice a day with a soft nylon brush. It is ideal to brush after every meal and before bed. See your dentist at least twice during the pregnancy for checkup and cleaning.

58. Importance of diaphragmatic breathing for the expecting mother:

Diaphragmatic breathing stimulates the parasympathetic nervous system, which calms the body. The more relaxed the women is during labor and delivery, the less discomfort she will experience.

59. Nostril breathing and its benefit:

Nostril breathing is the process of breathing through one nostril for up to five cycles at a time to help aerate the sinuses and bring balance into both sides of the nose.

60. Optimal range of weight gain during pregnancy:

The general guidelines recommend that a pregnant woman gains 25 to 35 pounds during pregnancy. The preferred scenario is that you gain about 4 to 6 pounds the first trimester, 11 to 15 pounds the second trimester, and 11 to 15 pounds the third trimester.

61. Average amount of Calories a healthy pregnant woman should consume:

The average amount of calories a pregnant woman should consume is around 1800 Calories. Active women who exercise an hour or more a day should consume 2400 Calories. Calorie intake should be increased by an additional 350-450 calories per day during the second and third trimester.

62. Five tips for avoiding excessive weight gain during pregnancy:

1. Eat an adequate breakfast. Skipping meals will attribute to eating in excess amounts later in the day and could possibly make you feel light head mid morning.

2. Drink at least eight glasses of water each day because dehydration can be interpreted as hunger causing the ingestion of unnecessary Calories.

3. Choose foods that are high in fiber, low in fat, and low in sugar because fatty foods can make you feel tired, and sugary foods can spike insulin.

4. Plan meals to balance your diet ahead of time with the essential nutrients you need.

5. Avoid eating with people who want you to overeat. Such individuals can cause you to eat an additional 750 extra calories for social reasons alone.

63. Some foods to avoid during pregnancy:

Do not eat raw seafood that is not frozen and sealed tightly with an "A" rating, soft cheeses, and free range eggs.

64. Benefits of weight-bearing exercise for the expecting mother:

Improved stamina; more energy; enhanced ability to handle heat stress; improved musculoskeletal function; increased metabolic capacity; increased insulin sensitivity; decreased maternal discomforts; easier labor and delivery; positive attitude and outlook of the pregnancy.

65. How exercise improves the mothers ability to handle heat stress:

Exercising regularly helps to increase blood flow to the skin which in turn helps dissipate heat. Exercise also decreases the core temperature threshold for perspiring.

66. How exercise can improve labor and delivery:

Women who continue a regular weight-bearing exercise program throughout their pregnancy have shown a marked decrease in the need for pain relief during labor, in the incidence of maternal exhaustion, and in the need for artificially rupturing the membranes to progress the labor. Women who follow a weight-bearing exercise routine throughout their entire pregnancies also have a lower incidence of induced labors, episiotomies, abnormal fetal heart rates, and the need for operative interventions.

67. Symptoms of over-training:

Some symptoms of over-training include fatigue, pain, loss of motivation, increased susceptibility of injury, and common infections. Over-training can negatively affect the baby by limiting its oxygen supply and nutrients.

68. Avoid pressure on the Inferior Vena Cava during the second trimester:

It is important to avoid pressure of the Inferior Vena Cava because it interferes with blood flow getting to the heart and lungs and results in less blood going to the aorta to the baby. When exercising on your back, putting pressure on the Vena Cava, you not only restrict blood flow to your muscles but also to your baby.

69. Healthy food plan for new mothers and benefit of exercise during first month after birth:

The daily diet of a new mother who is trying to lose her pregnancy fat should consume the following postpartum each day: 6 servings of whole grains; 2 servings of low-fat dairy; 2 servings of lean protein; 1 serving of nuts, legumes; at least 4 servings of vegetables; 2 servings of fruit; 2 servings of plant oils. The following should be consumed when lactating: 9 servings of whole; 3 servings of low-fat dairy; 2 servings of lean protein; 2 serving of nuts, legumes; at least 4 servings of vegetables; 3 servings of fruit; 2 servings of plant oils.

Exercise during the first month after delivery helps the mother recover postpartum, return to pre-pregnancy proportions, and increase energy.

70. Examples for developing a lifetime of fitness for the whole family:


  • Plan family fitness time at least twice a week.

  • Choose activities that allow everyone to participate in.

  • Follow good exercise principles, including warming up, cooling down, and stretching.

  • Include other family members.

  • Emphasize the importance of having fun.

  • Use physical activity as a reward, not food.

  • Dance with your family.

  • Provide space in your yard for sports.

  • Always use the stairs going down and up, if you and your family can tolerate it.

  • Keep fresh fruits and vegetables washed, cut up, and ready to eat for quick snacks.

  • Take a family fitness vacation such as skiing, canoeing, camping, or hiking.

  • Select fitness oriented gifts for birthdays and holidays.

Disclaimer: Always consult with your doctor before starting any exercise program.

Confinement Food and How it Can Benefit New Mothers Post Childbirth


The exertions of childbirth can significantly weaken any female, especially if she doesn't take extra care to recuperate and recover her strength.

Post delivery confinement relates to very specific post-natal care for one month after childbirth, commonly known as the confinement period. It is primarily a Chinese practice to use food as a form of therapy during this one-month period to replenish the strength and revitalize the general health of the new mother.

It is fundamentally believed that the confinement period is a crucial phase where the new mother can fully optimize her postnatal recovery through a distinctive diet aimed at strengthening her "weakened" post delivery condition as well as minimizing an assault of ailments from developing later.

A unique diet comprising an array of confinement food is tailored towards ensuring the new mother overcome health conditions frequently related to childbirth. These may include fatigue, hair loss, back aches, "wind" in the body, anaemia etc.

Another reason why so much emphasis is placed on the confinement diet is because certain ingredients used in confinement food recipes provide extremely good nutrition aimed at boosting the body for lactation and milk production. One common confinement dish consumed mainly for increasing milk flow is Fish & Papaya Soup.

Vital ingredients commonly found in confinement food recipes would include sesame oil, ginger, black vinegar, eggs, rice wine, red dates, black fungus, pepper, Chinese wolfberry (Gou Qi), lily flower, Polygonum (He Shou Wu), Angelica (Dang Gui), etc.

As a whole, the postnatal diet using these ingredients is aimed towards helping to:

1. Dispel "wind".
2. Purge post-delivery stale blood.
3. Boost good intestinal digestion.
4. Purify the blood and cleanse the arteries.
5. Improve internal strength and vitality.
6. Enhance blood circulation.
7. Overcome post-delivery fatigue.
8. Prevent back aches.
9. Prevent postnatal hair loss.

Hence, despite being a traditional practice, many contemporary mothers who realistically follow the confinement dietary repertoire can attest to its effectiveness in enhancing postnatal recovery; thus explaining why it is still very widely practised in the Chinese community for so many years.

Modern working mothers who have no prior knowledge about cooking should not be unduly stressed about their special dietary requirements during the confinement period. One solution is to hire a confinement nanny (also known as a confinement lady) to take charge of the cooking on top of helping with various post-natal chores.

For those who are not prepared to incur excessive expenditure to fulfill these errands which their maids are fully capable of managing, professional confinement food catering offers an ideal solution to address the issue.

Physio for Mums and Bubs


After nine months of pregnancy, your body has been put through the wringer. Aside from the obvious weight gain associated with pregnancy, there's a pretty strong chance you'll also be suffering from a weakening of your core muscles and improper posture and alignment. Pregnancy recovery and restoring your body to the state it was once in can be tough.

What's more, your little bundle of joy now requires your full attention. Between the constant feeding, nursing, bathing and changing nappies, it's difficult to find even a moment for yourself -- let alone enough time to commit to an effective training regimen. Lack of sleep and general fatigue will also make it difficult to exercise, and postnatal depression can also be a factor making it even tougher to find the motivation.

It's a great thing, then, that around Australia there are now many services available where mums can exercise along with their little ones. Mums and bubs physio and Pilates classes are specially designed to help mums recover from the rigours of pregnancy while also allowing time to feed and care for the baby during class. In fact, many of the exercises even incorporate your child into them, allowing for constant interaction.

Weight loss

Many new mums are disappointed to discover that their body isn't returning to the way it was before they became pregnant. This is totally normal. With time, the body will naturally do some of the work in helping you return to the way things used to be. However, exercise is important too. It's crucial, though, that you ease back into exercise -- after all, your body has been through quite an ordeal and you will not be ready to jump straight back into the kind of training regimen you kept before pregnancy. Physio for mums and bubs programs are designed to cope with postpartum stresses.

Core strength

After pregnancy, it's important to restrengthen core muscles which may have grown weaker due to the rigours of pregnancy. This is why many of the classes for mums and bubs use Pilates techniques. Pilates is a method which focuses on completing precise movements from the body's core -- basically, the area between the lower back and the pubic bone.

Correcting posture

Posture is one area that obviously suffers as a result of pregnancy, as your body's centre of gravity moves forward causing your lower back to sway. While there are steps that can and should be taken to maintain posture during pregnancy, it's rare to escape without some sort of change. Mums and bubs classes tend to focus on movements that correct body alignment and help restore proper posture.

Improving sleep and removing fatigue

One of the most widely accepted benefits of any type of exercise is that it helps with sleeping patterns and eliminates fatigue. And let's face it -- in the weeks and months following child birth, mums need all the help they can get. With your baby requiring your full attention 24 hours a day, gaining exercise without having to leave your baby at home is a way of killing two birds with one stone.

Helping postnatal depression

Recent studies have shown that exercising in the first three months after the birth of your child has a positive effect in helping to eliminate the 'baby blues'. Around 15 per cent of mothers experience significant postnatal depression, and generally that occurs in the first three months, so it's important to begin exercising as soon as possible.

When Bird Allergy Flies Your Way


Bird allergy is a normal reaction of your body's immune system to the feather dander, or more popularly known as feather dust, and droppings or fecal matter coming out of birds.

People who work closely with birds and those who take care of birds as pets are the most at risk to develop bird allergy. Farm workers, bird fanciers and zookeepers are the most common bird allergy patients in hospitals in the US alone.

However, medical statistics reveal that globally, the ratio of people allergic to birds are far lower compared to those allergic to other animals like dogs and cats.

Be also aware that bird allergy is an allergic reaction that indicates the immune system's efforts to defend you from what it senses or perceives as a health threat. In reality, bird allergy should not be considered as a harmful or deadly disease. Take note that complications to bird allergy kill, not the bird allergy itself.

During the process of an on set of bird allergy, the feather dust becomes an allergen that is not wanted by the body's system. When it manages to make a contact with your body, it will automatically trigger or cause the immune system to retaliate and produce antibodies or counter substances. Hence, you have the symptoms.

Symptoms of bird allergy

People with bird allergies exhibit manifestations or symptoms that are sometimes similar to those for hay fever or allergic rhinitis. It is alarming to know that most of the time, people with this allergy often ignore the onset of the symptoms thinking that these are just petty reaction to some weather or dust elements.

Symptoms for bird allergies can be divided into two groups. One, those symptoms that are considered lesser or less severe. These include watery eyes, sneezing, postnatal drips, sore throat, stuffy nose, coughing, hives itchy eyes and allergic shiners or the presence of black circles in the area below the eyes.

For the more serious form of bird allergies, the symptoms may vary. Take note that suffering from a severe attack of bird allergy can reduce your lung's capacity, that may potentially pose a detriment not just to your health but also to your life.

Such symptoms may appear in a long term like two years of regular or constant exposure to allergy-causing birds like budgies and pigeons. In some cases, bird allergy appears after as long as 10 to 20 years after initial exposure to allergens.

Such cases are determined by finding the following symptoms in a patient: prolonged coughing, breathing difficulties occasions, occasional fever and chills, weight loss and dry cough that lasts for some time.

How is bird allergy treated?

Usually, your doctor will have to delve deeper into your medical records to determine or to make sure the disease is pin pointed at bird allergy.

Take note that most or basic symptoms of bird allergy are minor and therefore needs no further and serious medical treatment. Just like other allergies, bird allergy can disappear on its own without the help of any drug or treatment.

Avoiding or discontinuing exposure to allergens, in this case the birds and their feathers, will surely help cease the bird allergy attack.

Physicians often prescribe antihistamines, decongestants and corticosteroids to relieve the person from a bird allergy attack. Antihistamines block symptoms to allergic reactions, not just to birds, but also to all forms of allergies.

Decongestants relieve swelling of the nasal area and stops secretion of mucus or the stuff that runs through your nose when you have a bad cols. Corticosteroids are drugs that treat inflammation due to allergic and other medical reactions.

Allergy shots, of course, will also greatly help to curtail the onset of bird allergy.

Prevention

The most effective measure to avoid bird allergy, if ever you are allergic to birds, is to avoid getting near these animals. Hygiene is the best combative defense against any form of diseases and will also be effective in fighting attacks of bird allergy.

Friday, August 23, 2013

Pregnancy Constipation - How To Get Rid Of It?


The entire journey of pregnancy until you deliver the baby consists of the surfacing of several symptoms nausea; pregnancy constipation is one of those. Usually constipation refers to irregular bowel movements. This tends to linger through the early stages of pregnancy to the post delivery phase.

What Causes A Painful Constipation During And After Pregnancy?

The causes of constipation before and after delivery are different. Post delivery, the episiotomy or the torn rectal issue that was repaired after delivery, may lead one to experience an agonizing constipation. Women, who have undergone a caesarian delivery, may find themselves afflicted by ileus or the condition in which the bowel movements are deferred for a short period. Pregnancy constipation symptoms are caused by other factors too. Following are the reasons that cause pregnant women to complain about unnerving constipation -

  • Changed diet habit

  • Side effects of medicines

  • Increased stress level

  • Low intake of fluid

  • High consumption of dehydrated fluids like caffeine enriched tea, coffee, and alcohol

  • Insufficient amount of sleep

  • Some diseases induce constipation like Parkinson's disease, stroke, diabetes, uremia, scleroderma and diseases of GI tract et all.
  • For relief from pregnancy constipation, consult with your physician. Besides, the medical experts' advice, you can try some measures of your own to stabilize your bowel movement.

    Tips To Cure Pregnancy Constipation

    To remove pregnancy constipation symptom, take special care and follow tips provided for you in this article. Among all the remedies for constipation problems, exercise has been seen to be a constipation reliever. Avoid heavy exercises, instead expectant mothers could be advised to go for a walk. A light or moderate practice of walking can be effective in the reduction of pregnancy constipation and will lessen the bloating for pregnant women.

    The second solution will be adequate consumption of fluids including water as constipation hardly takes place in the presence of sufficient hydration in the body. Some calcium and vitamin supplements, especially composed for pregnant women can be taken to obtain relief from pregnancy constipation. Some women also seek relief through stool softeners. Though these stool softeners are useful to bring relief within a short time, it is not recommended that you make a habit of use of it. You may also use homemade or natural remedies that include lower risks of side effects. You can take homemade remedies during the interval of consuming foods and drinks. Beat constipation with the help of a sensible diet and exercise program.

    Depression During and After Pregnancy


    Depression during and afer pregnancy is common but often goes undetected since many of the symptoms of depression are similar to many general symptoms of pregnancy such as disturbances in sleep and appetite and low energy. However any woman that notices a link between pregnancy and depression should see their health care provider and discuss symptoms and treatment options.

    Depression during pregnancy impacts both mother and child and requires immediate treatment since depression during pregnancy can result in a woman taking less care of herself, can result in a reduction in appetite and depressed women are more inclined to smoke cigarettes, abuse alcohol or take illegal drugs all of which can result in health problems for an unborn baby.

    Treatment for depression during pregnancy includes antidepressant medication and short term psychiatric therapy such as cognitive behavioural therapy (CBT) or interpersonal therapy (IPT). Antidepressant drugs are however generally prescribed with caution since they can have an adverse effect on an unborn baby.

    Postnatal Depression

    The "baby blues" are common after pregnancy and result from changes in hormone levels following childbirth but usually pass within a few day, however many women experience a severe depressive episode after childbirth which goes way beyond the baby blues and often requires some form of treatment.

    There are a number of causes for postnatal depression which include having suffered from depression during pregnancy, having a stressful pregnancy, complications during labour and problems with a new born baby's health.

    Symptoms of postnatal depression can lead to feelings of being overwhelmed and of being an inadequate mother, difficulties in caring and providing for a newborn baby and an overall lack of bonding with a baby which can have an adverse effect on the baby.

    Advice for women with postnatal depression

    • Seek treatment from a qualified health care professional. The sooner you receive adequate treatment the sooner you can enjoy the experience of motherhood

    • Develop a support system of friends and family and allow them to occasionally look after the baby allowing you time to yourself.

    • Eat a balanced diet, exercise and develop good sleeping patterns in a baby as soon as possible. Also get plenty of rest yourself and take naps whilst the baby is asleep or when family or friends are looking after the baby.

    • Take things one step at a time and be gentle on yourself. Adjusting to parenthood takes time so acknowledge any small achievement and those things you do well.

    • Finally if things get to tough call a postnatal depression support service or mental health crisis line for advice and support.

    Pregnancy Bed Rest - Who Will Pay the Bills?


    You can protect your income in case pregnancy bed rest causes you to miss extra work. You rely on your income to pay a variety of bills, and may be struggling with how to cover your lost income during maternity leave. Then all of a sudden your doctor tells you to stop working and go on bed rest.

    The income stops for longer than expected, but the bills keep coming in - only faster now that you have extra medical bills. Short term disability insurance can protect your income during an unplanned disability leave prior to your delivery in addition to creating maternity leave pay.

    Twenty five percent of pregnancies result in one or more complications. Your doctor may order you to take leave from work for bed rest to protect your health, and the viability of your newborn. If your complications require intense medical care you may be hospitalized as well. For many women this means a significant loss of income.

    Plus, there may be left over medical bills for extra doctor visits, hospital deductibles, co pays, or co-insurance. Then all the regular bills keep coming in: mortgage, car payment, utilities, etc. The one-two punch of lost income and extra bills adds unhealthy stress.

    When bought before getting pregnant, short term disability insurance protects your income if you miss work due to pregnancy complications prior to your delivery and need bed rest. Your maternity leave for normal labor and delivery will be covered as well. The benefits will help you pay those extra bills, worry less, and rest more comfortably before your delivery.

    Millennium Development Goal 4 - Countdown to 2015


    Millennium Development Goal 4, or simply MDG 4, set an ambitious target of reducing child infant mortality by two thirds between 1990 and 2015. Reducing this was identified as one of the keys to development. Since 2000, governments around the world have taken a raft of measures to meet the targets laid out under MDG 4.

    Progress to Date

    Great strides have been made in moving towards the attainment of MDG 4. In a number of countries, this has gradually fallen and all time lows are now being recorded. The biggest improvements have come from South and East Asia as well as North Africa. However, the Indian sub-continent and Sub-Saharan Africa still record the highest infant mortality though progress has been made. To date, there are still 3.6 million infant deaths around the world with the bulk being recorded in Sub-Saharan Africa and India.

    What is causing Infant Mortality?

    There are three main causes of infant mortality that cut across borders. These are:

    • Neonatal infections, the main being sepsis and pneumonia
    • Birth Asphyxia or deaths related to intrapartum events
    • Complications related to premature delivery

    The above three causes account for about 90% of all child mortality cases.

    What are the Impediments to Reducing Infant Mortality?

    The main impediments to meeting MDG 4 have nothing to do with lack of resources as many people might think. The problem lies in lack of strategic investment, poor resource allocation, gaps in research and inaccuracy of data recording for later use in policy formulation.

    What needs to be done?

    In order to meet MDG 4 by 2015, a number of measures need to be instituted:

    • Coming up with better methods of recording pregnancy outcomes accurately.
    • Including stillbirths in policy dialogue because failure to acknowledge stillbirth data distorts the intelligence on this. The numbers of stillbirths and newborns must be linked in order to improve the overall understanding of infant mortality.
    • Reducing infant mortality needs to be made a political priority in most nations around the world.
    • Improving antenatal care
    • Improving availability of skilled medical personnel at the delivery stage
    • Improving access to emergency obstetrical care
    • Implementing new methods known to reduce infant mortality at the neonatal level such as Kangaroo Mother Care
    • Address the gaps in early postnatal care

    Given that 2015 is not far off, national authorities must move with speed to implement the above points. Many of the interventions noted above do not require intensive capital investments as mentioned earlier. In fact, in the case of Kangaroo Mother Care, medical care personnel need only be taken through a short two-hour training session. In countries where Kangaroo Mother Care has been effectively implemented, it has reduced deaths arising from complications of pre-term delivery by over 50%.

    Extended Maternity Leave Pay in Case of Delivery Complications


    During childbirth, the delivery may not always go as smoothly as hoped. A mother can be injured during delivery when a birth accident occurs. Luckily there is a way to protect your income during this time so you can focus on your recovery without the worry. And best of all it comes with a built in incentive to apply before getting pregnant: maternity leave income for your normal delivery.

    The main birth injuries and disorders that might affect you include:


    • Postpartum hemorrhage - excessive bleeding after delivery that is difficult to stem

    • Uterine inversion - when the placenta does not detach completely after delivery

    • Uterine rupture - when the uterus ruptures during labor

    • Vaginal tears and lacerations - tears in the vagina or cervix

    • Postpartum infections - when wounds from tearing or c-section surgery become infected

    Many working women are concerned about what might happen if they experience delivery complications and need to extend their maternity leave longer than projected. Saving up for maternity leave is difficult enough, without the extra burden of unplanned time away from the job. Plus, if you are injured during delivery, or develop a postpartum disorder, you may not be healthy enough to care for yourself. This may mean additional costs for in-home care.

    Think about the consequences to you and your family if you experienced one or more of these conditions during your delivery. Could you afford the extended time away from work? Would you be able to cover the extra expense of a nurse's aide or other in home care provider?

    Short Term Disability Insurance is a great way to protect your income in case delivery complications cause you to miss more than the standard six weeks of work for normal delivery. It replaces up to 2/3 of your income during the time you are unable to work for your expected and planned maternity leave. Plus, benefits may continue to be paid if your delivery complications require you to extend your maternity leave due to a medical reason.

    Incentives to Protect your Income

    Short Term Disability Insurance not only protects your income in case of delivery complications, it gives you an incentive to do so - it pays benefits for your normal labor and delivery - a planned event. Act at the right time, before getting pregnant, and make the policy work for you.

    Pregnancy is a pre-existing condition and will not be covered if you apply for coverage after you are already pregnant. Your policy must begin before getting pregnant in order to be eligible for these benefits.

    Short term disability covers a normal vaginal delivery for six weeks, and a normal c-section delivery for eight weeks. Your benefit for a normal c-section delivery may greatly exceed the premium you pay over the course of twelve months, helping you to create maternity leave income.

    Example of Maternity Leave Income

    Suppose you apply for short term disability insurance three months before getting pregnant. Your pregnancy goes full term, and you deliver twelve months after the policy effective date by c-section. Your benefit for normal delivery may be three times the premium you paid over the first twelve months. Use this money to fund your maternity leave.

    The very same policy also pays benefits for delivery complications. So if you needed to miss additional work after delivery, you have the extra security of your short term disability policy. This is how you can you can protect your income from delivery complications, and take advantage of the built in incentive: maternity leave pay for your normal labor and delivery.

    Thursday, August 22, 2013

    Understanding The Various Types Of Depression


    Depression is one of the most well known and commonly seen psychiatric disorders. Although stress contributes to being afflicted by depression, the affects of stress is not depression. Neither is depression feeling blue or sad for few days. Depression is characterized by intense and relentless feelings of worthlessness or guilt, sadness, difficulties with attention and memory, inability to find pleasure or enjoy anything, aberrations in sleep and eating habits, fluctuation in energy levels and at its extreme recurrent suicidal tendencies. All of these or most of these signs persisting over more than two weeks would be sufficient for a diagnosis of depressive disorder. However depression is not a single entity, it is a group of disorders lumped together under the label of mood disorders. The primary and common symptom that characterizes these disorders is mood vacillations. There are three major types of depression: Major Depressive disorder, Dysthemia and Bipolar disorder.

    Types of Depression:

    Major depressive disorder also called clinical depression is characterized by all of the symptoms described above. The symptoms are present for at least two weeks with an intensity that debilitates the individuals normal day to day functioning. Individuals who suffer from this type of depression might have just one single episode or might have recurrent relapses through out their lives. Major depression is more common among females than males. The symptom patterns in males are set apart from typical female symptom pattern. Men are more likely to be violent and aggressive unlike the more passive, lethargic and subdued affect observed in females. Major depression can be treated with antidepressants and psychological therapy.

    Dysthemia also called mild or chronic depression is characterized by a milder and longer lasting symptom pattern of the major depression. The symptoms could last for as long as two years and sometimes are interspersed with episodes of clinical depression. When Dysthemia occurs together with major depression a diagnosis of double depression is applied. Afflicted individuals or their near and dear ones might not recognize that the person is depressed as the symptoms are mild and last long enough to give the impression that it is a personality pattern rather than an illness. However Dysthemia can be formally diagnosed and treated with anti depression medication and therapy.

    Bipolar Disorder as its name implies has a symptom pattern of dramatic mood oscillations from a depressed extreme to a manic extreme characterized by elation or euphoria. The moods swings can take place over a varied time frame moving from one mood to the other gradually over time or rapidly within a matter of minutes. The depression in bipolar disorder is characterized by the regular depression symptoms, however the manic cycle brings with it sleeplessness, restless hyper activity, euphoria, and some thought disorder symptoms like hallucinations, delusions and extreme rage leading to impaired day to day functioning and social life.

    Other less common and milder forms of depression include atypical depression, post partum depression, seasonal affective disorder and substance induced depression. If you suspect you have depression and have the characteristic symptoms such as difficulty in sleeping or staying awake, increased or decreased appetite, inability to concentrate, feelings of guilt or worthlessness, extreme mood swings, substance abuse and suicidal tendencies seek medical help immediately.

    Benefits of Babywearing


    "Babywearing" simply means holding or carrying a baby or young child using a baby carrier. Everyone enjoys holding a baby, it is a natural. But many people are nervous or scared, baby carriers make it easier and more comfortable, allowing parents and caregivers to hold or carry their children while attending to the daily tasks of living. When done properly, carrying a baby in a soft baby carrier can be safer than carrying a baby in your arms. Babywearing using a baby carrier means your muscles won't get tired and the baby is safer in case of a fall or loss of balance.

    There are many benefits to babywearing for the caregiver and especially for the baby. Here are a few of my favourite benefits:

    • Babywearing allows the caregiver to be more aware of their baby cues and develop a heightened awareness of the baby's needs.
    • Babywearing has been proven to calm fussy babies by up to 51%. This leads to a lower risk of postnatal depression and also allows the caregivers to feel more competent in their abilities to nuture. Also helps to ease digestion (Colic) and further reduce fussiness.
    • Babies who are carried learn more due to the brain stimulation of the constant changing environment.
    • Babywearing promotes an intimate connection between parent and baby. It's proven to be the most important factor in health, physical development, intellectual development and social development.
    • Mothers' progesterone (mothering hormone) is increased through physical contact with the infant, leading to a more intimate maternal bond, easier breastfeeding and better care, thus lowering the incidence of postpartum depression and psychosomatic illness
    • Babywearing increases cardiac output, improves circulation, promotes respiration and aids in digestion. Skin to skin contact, or Kangaroo Care, has been shown to enhance growth and development of the term and preterm infants.
    • Frequently carried babies fall asleep quickly and will learn to sleep for longer periods of time in the comfort of their sling.
    • Babywearing enhances motor skills by stimulating the baby's vestibular system (balance organs) by exposing the baby to a variety of sights, sounds and motion.
    • Babywearing provides the exact level and kind of stimulation an infant requires, energizing their nervous system and creating a quiet, calm alertness in the infant. Babywearing decreases the levels of stress hormones circulating in a baby's blood stream, resulting in a more relaxed, happy baby.

    Babywearing is a skill so good safety practices are of paramount importance. You are responsible for your child's safety as well as your own.

    Whatever carrier you choose, learn to use it properly, and always keep safety in mind.

    The Truth About Thyroid Disease - Natural Options Your Doctor Won't Tell You About


    Addressing Thyroid Disease Naturally

    Classic signs of thyroid hormone deficiency include fatigue, memory loss, cold hands and feet, muscle and joint pain, depression, high cholesterol, and constipation. Over the past 2 years, I have seen a large influx of patients that had been placed on thyroid hormones to treat the above symptoms. Many of these individuals responded well to thyroid hormone initially, but were no longer receiving as much benefit from its use. Furthermore, many of them continued to develop additional symptoms such as dry eyes, dry and bleeding nasal passages, and dry hair and skin. Most of them were also experiencing greater loss of hair.

    What you should know about Thyroid Hormone Production:

    Thyroid hormone production is under the influence of a chemical called thyroid stimulating hormone (TSH). TSH is made by the pituitary gland. When circulating levels of thyroxine (T-4) are low, TSH sends a message to your thyroid gland to start producing more T-4. The building blocks your body uses to make T-4 come from food constituents that we obtain from the diet (tyrosine - an amino acid from protein and certain minerals - iodine, zinc, etc). Once your body makes T-4, it must be activated by other nutrients (vitamins and minerals) into something known as T-31. T-3 is the active form of thyroid hormone that works to increase the body's metabolism. However, certain nutrient deficiencies and stress can lead to a reduction in T-3 and instead the production of Reverse T-3. This form of T-3 is not as effective and leads to symptoms of hypothyroidism. Unfortunately, Reverse T-3 is cannot be distinguished from T-3 in traditional thyroid lab reports and this is a common oversight by many physicians. Once T-3 is made it will attach to the nucleus inside your cells and increase the body's metabolism appropriately. Once again, however, certain nutrient deficiencies can decrease the responsiveness of our body's cells to T-3, causing symptoms of hypothyroidism. For these reasons lab reports commonly performed by physicians that look at TSH, T-4, and T-3, can be misleading. A simplified diagram of thyroid hormone production is listed below:

    TSH Stimulates the thyroid gland to make T-4. T-4 Converts to either T-3 or Reverse T-3 (RT3). RT3 is inactive. Normal T-3 attaches to the cell nucleus. Once attachment of T-3 occurs the body's metabolism increases.

    As if the above information were not complicated enough, there are also environmental factors that can also effect thyroid hormone production. Oral contraceptives and estrogen containing medications have been shown to reduce the conversion of T4 to T3. Many herbicides and pesticides contain estrogen mimicking compounds known to effect thyroid hormone production. Soy foods and sodas can cause a reduction in thyroid hormone. Certain food allergies and selenium deficiency are linked to autoimmune thyroid dysfunction3,4. Heavy metal exposure through air, water, dental fillings etc. have been linked to poor thyroid function.

    Remember that thyroid disease is never just as simple as taking a medication whether it is bio-identical or not. Thyroid dysfunction has a cause. An astute physician will take an active roll in care and seek to perform a comprehensive exam and laboratory work up that will identify the cause. Keep in mind that your body has the ability to make its own thyroid hormone providing that all the essential nutrients necessary are present in the diet or through supplementation, providing that the environment is conducive to the expression of good health, and providing that the individual is properly educated in the care of his/her body. Many patients that come to me initially are taking some form of thyroid medication. Many were instructed that the medication was a life long necessity. And in many it is very common that the medication becomes unnecessary.

    1. Moncayo R, et al. The role of selenium, vitamin C, and zinc in benign thyroid diseases and of selenium in malignant thyroid diseases: Low selenium levels are found in subacute and silent thyroiditis and in papillary and follicular carcinoma. BMC Endocr Disord. 2008 Jan 25;8:2.

    2. Pansini F, et al. Effect of the hormonal contraception on serum reverse triiodothyronine levels. Gynecol Obstet Invest 1987;23:133.

    3. Mazokopakis EE, et al. Effects of 12 months treatment with L-selenomethionine on serum anti-TPO Levels in Patients with Hashimoto's thyroiditis. Thyroid 2007 Jul;17(7):609-12.

    4. Negro R, et al. The influence of selenium supplementation on postpartum thyroid status in pregnant women with thyroid peroxidase autoantibodies. J Clin Endocrinol Metab 2007 Apr;92(4):1263-8. Epub 2007 Feb 6.

    Feeling Blue Before and After Baby Comes?


    Perinatal Depressive Disorders

    Feeling Blue Before and After Baby Comes?

    Motherhood is often glorified as a time of happiness and fulfillment, but for a significant proportion of women, their experience is clouded by less rosy emotions which they experience throughout the nine months, and even after the baby is born. Perinatal depressive disorders are common and can have significant impact on the pregnancy and well-being of both mother and baby.

    A Common Condition

    Perinatal disorder is a range of mood disorders that can affect a woman during and after pregnancy, between 15 and 20 percent of all women experience some form of perinatal depression. A common perinatal depressive disorder is postpartum depression, which can affect as many as two in 10 women following childbirth. Its cause is usually genetically-linked or can be due to other factors such as difficult social circumstances, pervasive stress or poor social support. The most common symptoms include feeling overwhelmed, irritability, feeling weepy and crying. Fortunately, these symptoms usually resolve within two weeks of delivery. Whilst women benefit from a supportive and understanding environment, professional help is often required to manage baby blues.

    The Telltale Signs

    Symptoms of perinatal depression may include feelings of sadness, emptiness or a feeling of detached emotions, difficulty in experiencing pleasure, decreased sense of enjoyment, decreased motivation, a sense of guilt or loss of hope. Some women report poor concentration and slowed thinking. A small minority of women may also experience suicidal or infanticidal thoughts. Women who suffer from depression during their pregnancy have an increased risk of obstetric complications, including premature labour. Postnatal depression is associated with disturbances in bonding and attachment, which can have negative effects on the child's development.

    How To Deal

    Perinatal disorder is treatable and there are a few treatment options available. A woman who suspects that she may be experiencing symptoms of perinatal depression during or after her pregnancy should seek professional help or consult a doctor early. During the consultation, doctors would typically ask about any history of mood disorders or family history of perinatal depression.

    Two common types of treatment are psychotherapy and medication. The type of treatment will depend on the severity of the depression. Whilst medication is used cautiously in pregnant and breastfeeding women, the risks of untreated depression are always weighed against the risks of medication. The earlier treatment is initiated, the better the prognosis. The spouse and family members of the mother experiencing perinatal depression can also provide valuable support by making themselves available to listen, understand and provide practical support. As for the mother herself, parenting classes also provide valuable information on coping strategies, apart from seeking professional help.

    How to Increase the Production and Supply of Breastmilk Naturally


    Breastfeeding is a special time in the life of both mother and child and experts agree that breastmilk is far superior to artificial feeding, which is associated with a general decreased state of health and more infant deaths from diarrhea in both developing and developed countries.

    The World Health Organization recommends exclusive breastfeeding for the first six months of life, with solids gradually being introduced around this age. Supplemented breastfeeding is recommended until the age of two.

    Studies show that in addition to the bonding that mother and baby experience, breastfeeding is associated with increased intelligence in later life and significantly lowers the risk of many illnesses including:

    • sudden infant death syndrome (SIDS)

    • middle ear infections, colds and flus

    • childhood leukemia

    • childhood onset diabetes

    • asthma and eczema

    • dental problems

    • obesity

    • psychological disorders

    Breastfeeding is also beneficial for the mother in the following ways:

    • Helps the uterus return to its pre-pregnancy size and position

    • Reduces postpartum bleeding

    • Assists in returning to pre-pregnancy weight

    • Reduces the risk of breast cancer in later life

    Unfortunately even though mothers may choose to breastfeed, they often experience difficulty in the supply and production of breastmilk. They may also unknowingly have a problem with low quality breastmilk which can result in the baby not being completely satisfied with feeds.

    Breastmilk production and supply are not the same thing and each is influenced by different factors. A mother can have either a problem with production (usually hormonal, obstructive or due to improper feeding habits) or supply (most often due to poor nutrition or weak constitution) or both. Sometimes there can be no problem with supply or production of breastmilk but the quality of breastmilk may not be sufficient to satisfy the baby. Traditionally modern medicine only accepted problems of insufficient production but now with advances in technology that enable us to measure the quality of breastmilk it is now accepted that these three problems mentioned above are all real conditions that need to be addressed appropriately in the breastfeeding mother.

    In order to understand how to address problems of low breastmilk or insufficient lactation we need to understand how and when breastmilk is produced and what factors are involved in the production, supply and quality of breastmilk.

    How and when breastmilk is produced

    Breastmilk is produced under the influence of certain hormones that are released after birth, these include prolactin and oxytocin. The release of these hormones is directly related to the act of the baby suckling on the breast which in turn stimulates the nerve endings present in the areola of the breast and cause the release of these hormones by the pituitary gland. Prolactin causes the alveoli or glands within the breast to take nutrients from the blood supply and turn them into breastmilk. Oxytocin on the other hand is responsible for the contraction of cells around the alveoli and subsequent release of the breasmilk through the breast ducts and out through the 15 to 20 openings in each breast.

    There are a number of factors that can affect production and therefore result in no or insufficient breastmilk, these are categorised as follows:

    1. Problems with secretion of either prolactin or oxytocin

    2. Obstruction of the breast ducts

    3. Fatigue and/or stress resulting in the inability of the muscles to contract and release breastmilk

    Problems with hormonal secretion

    It is rare that insufficient lactation can be caused by a problem of the pituitary gland, more often cases of non-secretion are due to insufficient stimulation of the nerve endings by the baby not latching or sucking appropriately or indeed not suckling at all in cases where the baby may be unable to feed or the mother is unable to. In these cases it is encouraged to use proper posture and also use a pump in between feeds to encourage breastmilk production.

    Obstruction of the breast ducts

    Obstruction of the breast ducts is a fairly common occurrence and usually is associated with inflammation of the breast (mastitis) but may be due to other causes such as injury or previous surgery to the breast etc. Fortunately it is easy to treat, a doctor could prescribe an anti-inflammatory or you could use natural herbs such as mu tong or fenugreek which has been traditionally used to open the breast ducts, reduce inflammation and promote milk production and flow. Some of the natural supplements to increase breastmilk contain these ingredients and will be discussed later in this article.

    Fatigue/Stress

    Fatigue and stress can play a part in any illness and is a common occurrence postpartum. For some this may even be serious enough to be considered postnatal depression. Both stress and fatigue can affect the function of both prolactin and oxytocin as energy is required for all bodily functions to occur including contraction of the muscles responsible for promoting the flow of breastmilk. Mothers should get sufficient sleep and also eat healthy to combat fatigue. Stress can be eased by getting help in managing the baby from friends and family. Some natural postpartum supplements can also assist in reducing fatigue and stress. These will be discussed under the supplements section.

    The quantity and quality of breastmilk is largely influenced by the health and nutritional status of the mother. Studies have shown that nutritional status affects more the quality than the quantity of breastmilk so that often a mother will be producing enough milk but the quality and nutritional value of that milk may not be sufficient to provide optimal growth for the baby. Often the body will be able to provide sufficient protein and fat content for inclusion in breastmilk by taking this from the mothers blood supply and if necessary by breakdown of the mothers own protein and fat stores. However the inclusion of vitamins, minerals and other essential substances will be directly affected by the mothers intake of these substances. Besides a healthy and varied diet, dietary supplementation is also recommended to increase the production and supply of quality of breastmilk, especially so when the mother is experiencing insufficient breastmilk quantity to begin with. In the next section I discuss some available postpartum herbs and supplements for increasing breastmilk production and supply and which are the best to use.

    Herbs and dietary supplements to increase breastmilk production and supply

    Fenugreek

    Perhaps the most commonly used herb for increasing breastmilk is fenugreek, however it is not the best and certainly not the safest to use. Fenugreek is known in herbal medicine as a herb that is hot in nature, influences the liver and stimulates contraction of smooth muscle, hence its use in low breastmilk conditions where it encourages contraction of the breast ducts and therefore release of breastmilk. You will note however that this is not the only reason for low breastmilk and therefore despite its high use it is not very effective in most cases and has a number of side effects that should be noted:

    • It may cause nausea, diarrhea and stomach cramps.

    • Fenugreek can also cause a maple syrup odor in urine and sweat.

    • Fenugreek can interfere with iron absorption so people with anemia should avoid it.

    • It can alter balances of various forms of thyroid hormones.

    • Fenugreek can aggravate asthma, allergies, and diabetes

    • Fenugreek should be avoided by women who are pregnant since it is known to stimulate uterine contractions in animal studies and can therefore lead to miscarriage

    Fenugreek is useful where stress may be a significant factor in causing low breastmilk however we do not recommend that it be used alone due to its other effects described above. In fact traditionally herbs were more often combined with others so as to limit their toxicities and harmful effects while retaining their beneficial ones. For this reason we recommend one of the two synergistic formulas below for low breastmilk and in fact the second supplement can also be used as a general postpartum supplement.

    Mothers Milk Tea

    This tea is something you can make at home and is a combination of fenugreek, fennel, coriander, blessed thistle and aniseed. Though it is better than using fenugreek alone, the tea still retains as its primary function the ability to stimulate smooth muscle contraction. It does however contain aniseed and blessed thistle which have the ability of improving digestion and therefore indirectly improving breastmilk quality as well. For more information on mothers milk tea see: http://www.breastfeeding-problems.com/mothers-milk-tea.html

    Lactaboost

    Lactaboost is a relatively new supplement for postpartum mothers but is based on ancient chinese wisdom as well as recent scientific evidence that supports the use of this formula for nursing mothers. It is not only good for increasing quality and quantity of breastmilk as well as treating production problems, but it also has other benefits for mother and baby which include:

    • Assists with postnatal depression, weakness and fatigue

    • Enhances babies digestion and eliminates colic

    • Assists with weight loss and return of the uterus to normal after birth

    Traditional Chinese Medicine places a lot of emphasis on proper postnatal care and over a period of hundreds of years developed and refined herbal formulae for that purpose. Lactaboost is based on a number of these formulae and is supported by clinical research that confirm the benefits of it improving and increasing breastmilk.

    It contains a number of different herbs including ones that can:

    • Relieve mastitis and open the breast ducts (Caulis Akebia, Platycodon root)

    • Enhance breastmilk quality and quantity (Angelica Sinensis, Ophiopogonis Radix)

    • Strengthen the digestive system (Astragalus, Glycyrrhizae Radix)

    • Assist with sleep (Caulis Akebia)

    • Relieve cramps and colic (Vladimiriae Radix)

    This supplement however while safe to use during nursing should not be used while pregnant and caution should be exercised in cases of hypertension.

    More information here: Lactaboost

    Other therapies

    Sometimes the above approaches may not work and it is then useful to consult with a lactation consultant and/or other natural therapist who can work on an individual basis with you in order to prescribe a regimen, remedy or diet plan etc to address your specific condition.

    As an example a practitioner of Chinese Medicine will take a history, look at your tongue and feel your pulse in order to determine what the root of the problem is. In cases of low breastmilk this may be due to liver qi stagnation, blood deficiency, liver fire causing mastitis or kidney and digestive weakness. After making a diagnosis the practitioner would compose an individualised formula to treat the root condition and may also add ingredients known to treat the branch or manifestation of the root problem.

    Need Help Losing Pregnancy Weight? Discover How to Become a Sexy Mommy!


    First of all, congratulations to your baby! Now that you are a mommy you will have a lot to keep track of: Breast-feeding your new born, figuring out why she is crying, keeping her clean, warm and comfy, and... losing pregnancy weight - stubborn, annoying post-pregnancy weight.

    Of course, this shouldn't be your main concern right now, but let's face it, we're still women, aren't we? So, what is the best way in losing pregnancy weight and becoming a sexy mommy in no time?

    There are a couple of DON'Ts you can't do in your current situation, because it could be very harmful to your exhausted body.

    The first thing is, don't go on a crash diet or even decide to fast. I know it sounds obvious but many women are so frustrated after a while that they decide that they're all better and go on a diet that deprives their bodies on nutrients it needs badly right now, for you AND your baby. Things like low-carb diets or eat-only-this-and-that diets are a big, big no-go.

    The second thing you shouldn't do is jumping into more-than light exercising. Until your body is recovered and balanced again, you should stick to light cardio exercises at most.

    After about 8 weeks you should be fit enough to increase your work outs. But don't take my word on it. For your exercise program you really should consult a doctor. Just make sure he understands why it's important to you to lose weight right now.

    Okay, fine. You have to wait until you can exercise, but what can you do right now that will result in you losing pregnancy weight?

    I mentioned that you shouldn't go on some diet, but what you can do is control what you eat. Your baby is born and now you can eat food that will aid your fat loss.

    Sit down and create a healthy and balanced meal plan. It will help you kick-start your post-pregnancy weight loss and later you can add in cardio exercises. This is where you will see results very fast and become a sexy mommy.

    Wednesday, August 21, 2013

    Affordable Health Insurance Options And Alternatives To Meet Everyones Needs


    In today's health insurance market, the word affordable may soon have to be taken out of the equation because it is becoming less and less likely that you are going to be able to obtain an affordable health insurance policy that doesn't have numerous benefits carved out of it.

    The skyrocketing costs of physician care and hospital care as well as tax paying consumers having to shoulder the extra costs of those who never pay their health care costs has increasingly added to the high rates we have to pay for our health insurance premiums.

    Here are some options to obtaining affordable health insurance coverage:

    Normally, the best way to obtain affordable health insurance has been historically through your employer and many employers are still able to offer good health insurance coverage.

    However, because of the heavy burden of the expense of insuring employees only 60% of the United States employers are able to offer health insurance to their employees. Also, the health insurance benefits offered are being further and further reduced to help lower costs such as much higher deductibles and less coverage for prescriptions, etc. Employers are also requiring those employees who participate to pay a larger and larger portion of the monthly premium.

    Individual policies are definitely an option and can at times be better than the health insurance coverage that your employer is offering if in fact he/she is offering health insurance coverage at all.
    To help lower the cost of your monthly premium you can choose a higher deductible option. You can also choose a higher copay option or no copay at all and simply meet a specified deductible before your insurance begins covering your healthcare costs.

    However, you then run into the problem of maternity care being covered only marginally at an additional cost, waiver of coverage for pre-existing conditions or no coverage at all if you have certain existing medical conditions.

    There are also alternatives to health insurance such as discount health plans. These plans are definitely affordable and everyone is accepted regardless of any existing medical conditions. Discount health plans are comprehensive and provide savings for everything from hospitalization and specialists to dental care, prescriptions and alternative medicine.
    Some discount health plan providers also offer low cost insured products such as Accident Medical, Hospital Indemnity plans that pay a cash benefit directly to the consumer and Long Term Disability plans. When choosing this type of health plan you should remember to check and see if there are sufficient providers in your area.

    Every consumer has unique needs and with careful research and due diligence should yet be able to find the right affordable health insurance plan to meet their needs.

    Pregnancy - 10 Sure-Shot Signs Indicative Of A Positive Pregnancy


    Should you ask any married woman what brings an ultimate sense of fulfillment, she would probably reply, "carrying one's developing child within one's womb"! But there is a big "BUT" to this desire too - the timing has to be exactly right for a pregnancy!

    Just one missed monthly period may create a feeling of panic about untimely motherhood in some women, while regular monthly cycles may worry others who are desirous of having a baby. So, how does a woman find a surefire answer to her question - "Am I going to have a baby?"

    Well, experts on such matters have narrowed down the 'signs of pregnancy' to about 10. The woman who is 'feeling that she is going to be a mother' can check for any of them. A note of warning - it is possible that in rare cases, a woman may not be able to find any of these signs at all. Also, the various signs differ from one woman to another.

    (1) The first question put forth by any gynecologist is, "Have you missed your period?" Now this will bring a positive answer from those females who have been having regular menses all their life. What about those women whose cycles have never been regular? It is definitely hard for them to distinguish between an irregular cycle and a missed period.

    (2) Some women experience such regularity in their menstrual cycles that they are faultlessly correct to the date every month. So they can consider a 'urine pregnancy test' even if their cycle is delayed by one day. This test is so accurate that a positive result can be expected within a fortnight after fertilization! More accurate is the 'blood pregnancy test', which indicates a result within a week and a half after fertilization.

    (3) If a woman has conceived, she is going to feel 'nauseous' for no reason at all and even have 'vomiting spells' one week after conceiving.

    (4) The 'basal body temperature' does come down before the menstrual cycle actually begins, but rises once ovulation takes place. If the temperature does not come back to normal after the cycle, the woman is enceinte.

    (5) Different hormones are released in high quantities, tending to cause the intestines to relax and bring about 'constipation' effects.

    (6) If fertilization has taken place, the newly-formed embryo settles against the uterine wall roughly a week to 10 days later. So 'spotting' can take place. The color is light pink, unlike regular menstrual bleeding. And as the uterus is getting itself readied into the correct position to accommodate the growing fetus, the mother-to-be begins to experience 'cramping'.

    (7) The 'areolar areas' (the rings of color around the nipples) tend to become larger and darker, indicating positive pregnancy. The minute bumps present here and there in these areas may also become larger in size and their number may increase.

    (8) Three weeks into pregnancy, the 'breasts and nipples' begin to feel tender.

    (9) Carrying the weight of a baby that is growing day by day, as well as managing all the bodily changes is not an easy task for the woman with child. The first 2 to 2-1/2 months can be quite 'wearisome'.

    (10) Lastly, pregnancy brings about 'urinary urgency'. The reasons attributed to this are'the pressure being exerted on the bladder by an enlarging uterus, as well as more blood (somewhere around 35% to 60%) being sent to the kidneys on account of hormonal secretions, dilating blood vessels and pressure of blood flow.