Maternity Health Insurance Is Really Important

Maternity health insurance is really important. Keeping track of your pregnancy month after month is very important and can be done by a doctor or a midwife. Whether or not personally follow your pregnancy, your doctor is there to ensure you get the best possible monitoring. He will, given your personal situation and will advise you, inform you, accompany you. The midwife can ensure, independently, monitor your pregnancy if it poses no risks, you give birth, and monitor your child after birth. Under the coordination of care with the physician, the midwife informed with your agreement, changes in your health. This information will be useful to your doctor for follow-up after childbirth. Depending on your needs, for medical, psychological or social, your doctor or midwife can refer you to other professionals: medical specialist, nurse, pediatric nurse, dietitian, psychologist, social worker, technician, social intervention and family. All these charges are covered by the maternity health insurance.

Monitoring your pregnancy during the first months is important. To ensure the smooth progress of your pregnancy and prepare for better delivery, you have the support the monitoring throughout your pregnancy with seven physician visits before the birth and further systematic reviews. First to fifth month, your medical expenses are reimbursed at the usual rates using the health insurance. Only your compulsory medical examinations (follow-up consultations, preparatory meetings at birth) are supported 100% within the basic rates of health insurance. For these exams, you are exempt from the flat fee of 1 euro and the medical deductible on drugs, paramedical acts and transports.

First follow-up consultation with your doctor or midwife care is to 100% by the health insurance. This consultation must take place before the end of the third month of pregnancy. It is during this review that the health professional will give you the document "First prenatal checkup" that used to declare your pregnancy, and a brochure containing the main addresses you may need during your pregnancy (Health Insurance Fund, credit union family allowance, PMI, etc).

The health professional then prescribes a first scan support to 70%. An ultrasound is scheduled quarterly to monitor the growth and health of your child; first blood tests taken over 100% (blood group, screening for rubella, toxoplasmosis, hepatitis B, etc). It may also offer depending on your situation: Pap smear to screen for cervical cancer of the uterus. This smear is assumed at 70%; fetal karyotype and amniocentesis for the detection of some genetic diseases supported 100%, subject to the fetal karyotype, the prior approval of the medical service of your Health Insurance Fund.