IUI - A Simple Explanation

IUI is a form of artificial insemination and there are a few factors that play into the IUI cost procedure. The fertility of both partners can have a large part as well as the overall health of the mother and the father. Another aspect is the needs of the partners and in many cases pure luck. The cost of this procedure can be hard to estimate especially when there are various factors that play into the cost. Your doctor is going to have you undergo a physical or medical exam to ensure you are in good health.

Number of Cycles

One of the biggest factors is the number of attempts you try before you actually become pregnant. Based on you and your partner's health as well as fertility of parents, the rate of success can range between 10% and 20%. This means you may need anywhere from 5 to 10 different cycles before your procedure results in pregnancy. Based on the clinic you choose to go to, you can expect to pay about $300 to $500 per cycle. Therefore, you can expect to spend about $1500 to as high as $5000 to become pregnant.

IUI

Intrauterine insemination is what many couples turn to when infertility gets the best of them. This method can be chosen over IVF. This procedure is going to consist of taking a man's sperm and inserting it into a woman's fallopian tubes. This procedure involves doctor "sperm washing" which is how they separate the sperm from the semen. This method is something that is a little more costly and can run you an extra $100 per cycle. However, one good thing about this procedure is that your rate of success can be better and greater, and there are not going to be as many cycles needed.

Insurance

If you have health insurance, you may want to look into what they cover as some companies will cover the cost or partial amounts of an IUI or artificial insemination. You need to have a case of being infertile or insurance may not cover it. If your insurance is not going to pay, they will tell a reason and if there are any ways to get some of the cost covered.

Decreasing Your IUI Cost

For those who do not have insurance coverage, you may be looking for ways to make this process a little cheaper and affordable, and some of the ways to do just that can include:

• The IRS may help pay for up to 1/3 of the total cost
• Having some type of supplemental insurance that is going to refund your money once a baby is born

The IRS

Any cost that you pay or charges that are incurred by this procedure are going to be tax-deductible. If you offset the amount you saved, you can help decrease your cost. A flexible spending account can help people get access to savings on taxes and therefore using it for their IUI procedure.

Supplemental Insurance

With this type of procedure, your chance of getting pregnant is often times very good. Before you begin undergoing this type of procedure, you should check into getting supplemental insurance. This insurance is going to help protect you from any complications you may have during or after your pregnancy such as premature birth and any labor or delivery complications.