Various Ways to Reduce IUI Cost

Intrauterine insemination (IUI) involves the donor sperm deposition in the uterus of the woman by other means other than the natural way. Many couples find IUI cost more affordable and the procedure is not invasive. The process is usually useful when:

• The woman has a problem with the mucus in the cervix making the environment hostile for sperms
• When the man is unable to ejaculate
• The man suffers from retrograde ejaculation. The semen instead of exiting the penis it goes back
• Infertility that cannot be explained
• The man has antibodies that work against his sperms

The IUI cost could be intimidating especially if one has no insurance. On average IUI and sperm washing cost around $200- $300. Other procedures done raise the IUI costs. They include ultra sound, blood work and fertility drugs. If you have a natural cycle, you could spend only $200 but those that are using injectables spend almost $5000 -$6000. If you want to make the process more affordable especially with no insurance, you need to find ways that you can cut the IUI costs. This may include:

• Having a supplemental insurance that would refund your expenses once you deliver
• The IRS fund one third of the total IUI cost

IRS

The costs you incur with IUI are usually tax deductable. Therefore, by offsetting what you have saved in taxes you can reduce this cost. Flexible spending account (FSA) helps one to access their tax savings on the first expenses of IUI. In addition, one is able to reduce the taxes they pay on FICA. FSA can help you to acquire a tax saving of more than one third.

IUI Supplemental Insurance

Chances of conceiving are usually high with IUI treatment as compared to others. Buy supplemental insurance before you get pregnant or soon after and create income for maternity leave. With this insurance, it protects you from pregnancy complications delivery issues and premature delivery. The benefit of normal delivery usually exceeds what you pay as premiums.

The IUI costs also vary from one clinic to the other due to the different treatments that they use. Consult with your doctor to see where you can find relatively cheap clinics and one with a history of good results to avoid too many expenses.

Some of the clinics also give you a treatment plan for the procedures and medications that you will be using. In case you decide to stop treatment, they can deduct what you have spent on the treatments and give you a refund.

The most expensive part of IUI is the medications. You can reduce this IUI costs by having a flexible spending account for the medications. The flexible account can also provide you with an interest free loan. Some of the states also make it mandatory to have to a certain degree an infertility health insurance cover. Research and see if you fall in the category and drastically reduce you IUI cost for the treatment.